Financial Tools & Calculators
Understanding loan costs and credit implications is essential before borrowing.
Our financial tools are designed to help users estimate repayments, compare loan
features, and understand credit-related processes in Kenya.
These tools are provided for educational purposes to support informed decision-making.
They do not replace advice from licensed financial institutions.
Loan EMI Calculator
An Equated Monthly Installment (EMI) represents the fixed amount a borrower pays
each month to repay a loan. Knowing your EMI in advance helps you assess affordability
and avoid repayment stress.
Our EMI Calculator allows you to estimate monthly repayments based on loan amount,
interest rate, and repayment period. It also provides insight into total interest
payable over the life of the loan.
The calculator uses a standard loan repayment formula to generate estimates.
Actual loan terms may vary depending on lender policies.
Use EMI Calculator
Loan Comparison Tool
Comparing loan options is one of the most effective ways to reduce borrowing costs.
Different lenders may offer varying interest rates, fees, repayment schedules, and
eligibility requirements for similar loan products.
Our Loan Comparison Tool enables users to review key features of multiple loan options
side-by-side, making it easier to understand differences and trade-offs.
This tool is intended for general comparison and does not rank or endorse lenders.
Compare Loan Options
CRB Checker Guide
Credit Reference Bureaus (CRBs) in Kenya collect and maintain credit information
that lenders use when assessing loan applications.
Understanding your CRB status can help you identify errors, improve credit behaviour,
and increase eligibility for better loan terms.
Our CRB guide explains how to request your credit report, how to interpret the
information provided, and what steps to take if you find inaccuracies.
Learn About CRB Status
Additional Financial Resources
In addition to our in-house tools, users may find the following external resources
helpful for budgeting, savings planning, and fee estimation.
External links are provided for informational purposes only. Epesaloans does not
control or endorse third-party websites.
Disclaimer
All tools and calculators on this page are provided for general informational purposes
only. Results are estimates and may not reflect actual loan terms offered by lenders.
Epesaloans does not provide financial advice or loan products. Users should verify
loan details directly with licensed financial institutions before making decisions.