About Epesaloans
Epesaloans is an independent financial information platform created to help individuals and small businesses in Kenya understand loans, credit products, and responsible borrowing practices. We aim to make complex financial information easier to understand by presenting clear explanations, comparisons, and educational resources.
Access to credit has expanded rapidly in Kenya through mobile lending apps, digital banks, SACCOs, and traditional financial institutions. While this growth has increased convenience, it has also made it more challenging for borrowers to fully understand loan costs, repayment obligations, and long-term financial impact.
Epesaloans was established to address this gap by focusing on transparency, education, and informed decision-making rather than promoting borrowing for its own sake.
Our Mission
Our mission is to empower Kenyans with accurate, unbiased, and easy-to-understand information about loan products and financial services. We believe that borrowers should fully understand interest rates, fees, repayment terms, and credit implications before taking on debt.
Through educational guides, comparison resources, and practical tools, we aim to support responsible borrowing and improve financial literacy across different income levels.
What We Do
Epesaloans focuses on providing educational content and general information about:
- Mobile loan apps and digital lenders
- Personal, business, and SACCO loan options
- Credit reference bureau (CRB) considerations
- Loan repayment strategies and cost awareness
- Consumer protection and loan scam awareness
We do not issue loans, process applications, or provide personalised financial advice. Our role is strictly informational.
Our Editorial Standards
Content published on Epesaloans is created with a strong focus on accuracy, clarity, and user benefit. Our editorial process involves reviewing publicly available lender information, regulatory guidelines, and common industry practices.
We aim to present balanced perspectives by highlighting both the potential benefits and risks associated with different loan products. Where applicable, we encourage readers to verify information directly with lenders and consult licensed financial professionals.
Independence & Transparency
Epesaloans operates independently and is not owned or controlled by any lender, bank, or loan application provider. Any references to financial products or services are for informational purposes only.
Inclusion of a lender or loan app on this website does not constitute endorsement or guarantee of terms. Loan availability, interest rates, and conditions may change over time.
Our Team
Our content is developed by a small team with experience in finance research, digital publishing, and consumer education. We collaborate to ensure that information is presented clearly and responsibly for a general audience.
- Editorial & Research Team – Financial content research and writing
- Technical Team – Platform development and data presentation
- Quality Review – Content clarity and accuracy checks
Our Commitment to Users
We are committed to putting users first by prioritising clarity, transparency, and education. Borrowing decisions can have long-term financial consequences, and our goal is to help users approach these decisions with better understanding and awareness.
We continuously update our content to reflect changes in the lending landscape and improve the quality of information we provide.
Contact & Feedback
We welcome feedback, corrections, and suggestions from our users. If you have questions about our content or wish to report an issue, please visit our Contact Us page.
Disclaimer
Epesaloans provides general financial information for educational purposes only. We do not provide loans, financial products, or personalised financial advice. Users should conduct independent research and consult licensed financial institutions before making borrowing decisions.